WHO WE ARE
Welcome to H&M Microfinance
H&M Microfinance Evokes Global Accessibility and Inclusivity
H&M Microfinance's Vision and Mission
H&M Microfinance's Purpose
H&M Microfinance Promise of Financial Inclusion
H&M Microfinance Promise of Responsible Lending
H&M Microfinance Responsible Lending Model
H&M Microfinance Pricing Model
H&M Microfinance Responsible Lending Practice
H&M Microfinance Credit Score
H&M Microfinance Solutions
H&M Microfinance Builder System
Culture & Values
Promises
Value Proposition
Target Market
Client Behaviors
Loyalty Rewards Program for Customers
Customer Protection Policy
Privacy
H&M Microfinance Privacy Policy Statement
H&M Microfinance Commitment to Information Security
Account Legal Terms
SOLUTIONS
LoanMe (Personal)
Pension
Savings / Investment Loan
CapitalMe (Business)
CapitalMe-Topup
CedisCredit
Credit Builder
Cash-Me
Credit Mitigation / Guarantees
Existing Customer Loan Request
Existing H&M Microfinance Customer Referral
H&M Microfinance Digital Adoption Advice Program
Ways to pay your loan
Applying for a loan for the first time
HOW LENDING WORKS
ADVICE & TOOLS
Onboarding Documents
Blog / Newsletters
Educational materials
Eligibility Calculator
Calculators
Documents - Personal Loans
Why Upload These Documents - Personal Loans
Documents - Business Loans
Why Upload These Documents - Business Loans
Documents - Pension Loans
Relevant Websites for Loan Application Documents
Personal Loan Requirements
Business Loan Requirements
Complete Standing Order Request on Mobile App
Guidance on Eligibility Calculator
Financial Education
Upcoming Changes
H&M Microfinance Budget Template
MTN Mobile Money - Schedule Payments and Transfers
Bank of Ghana Sanctions for the Issuance of Dud Cheques
Complaince with Bank of Ghana
Responsible Borrowing - What you need to know
SUBMITTING FORMS
Guarantorship
Personal Guarantor Collateral Agreement
Submitting Documents
Application Form - LoanMe
Google Application Form - LoanMe
Google Application Form - CapitalMe
STAFF
FAQs
CONTACT
OnBoarding Documents
0. Welcome to H&M Microfinance
1. H&M Microfinance loan requirements
2. Disclosure of all fees and charges
3. Personal Loan Approval Process
4. Finding a Suitable Guarantor
5. Post-dated cheques as collateral
6. Improve income
7. MoMo Auto Deduction
8. Post-dated cheque
9. Regarding loan repayment
10. H&M Microfinance Consumer Protection Policy
11. Requirement on bills payment
12. Acceptable Collateral
13. Calculation of penal interest
14. Additional information request
Trusted by over 1000 small businesses and individuals in Ghana
The Future is Us.
Belong to a place where you are financially supported.
Looking for financial support? Reach us
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