WHO WE ARE
Welcome to H&M Microfinance
H&M Microfinance Evokes Global Accessibility and Inclusivity
H&M Microfinance's Vision and Mission
H&M Microfinance's Purpose
H&M Microfinance Promise of Financial Inclusion
H&M Microfinance Promise of Responsible Lending
H&M Microfinance Responsible Lending Model
H&M Microfinance Pricing Model
H&M Microfinance Responsible Lending Practice
H&M Microfinance Credit Score
H&M Microfinance Solutions
H&M Microfinance Builder System
Culture & Values
Promises
Value Proposition
Target Market
Client Behaviors
Loyalty Rewards Program for Customers
Customer Protection Policy
Privacy
H&M Microfinance Privacy Policy Statement
H&M Microfinance Commitment to Information Security
Account Legal Terms
SOLUTIONS
LoanMe (Personal)
Pension
Savings / Investment Loan
CapitalMe (Business)
CapitalMe-Topup
CedisCredit
Credit Builder
Cash-Me
Credit Mitigation / Guarantees
Existing Customer Loan Request
Existing H&M Microfinance Customer Referral
H&M Microfinance Digital Adoption Advice Program
Ways to pay your loan
Applying for a loan for the first time
HOW LENDING WORKS
ADVICE & TOOLS
Onboarding Documents
Blog / Newsletters
Educational materials
Eligibility Calculator
Calculators
Documents - Personal Loans
Why Upload These Documents - Personal Loans
Documents - Business Loans
Why Upload These Documents - Business Loans
Documents - Pension Loans
Relevant Websites for Loan Application Documents
Personal Loan Requirements
Business Loan Requirements
Complete Standing Order Request on Mobile App
Guidance on Eligibility Calculator
Financial Education
Upcoming Changes
H&M Microfinance Budget Template
MTN Mobile Money - Schedule Payments and Transfers
Bank of Ghana Sanctions for the Issuance of Dud Cheques
Complaince with Bank of Ghana
Responsible Borrowing - What you need to know
SUBMITTING FORMS
Guarantorship
Personal Guarantor Collateral Agreement
Credit Burear & Legal Consent
Submitting Documents
Standing Order / Debit Form
Charge over Collateral Form
Application Form - LoanMe
Application Form - CapitalMe
Google Application Form - LoanMe
Google Application Form - CapitalMe
STAFF
FAQs
CONTACT
Loan Capacity Calculator
Full Name
Email Address
Phone Number
Location
Accra Central/ Agbogbloshie/Odorna
Madina/Omandjor/Oyarifa
Mallam/Gbawe/Odorkor/Bortianor
Darkuman/Kaneshie/Abossey Kai
Lapaz/Ablekuma
Tema/Spintex
Other Accra places
Kasoa
Kumasi
Koforidua
Other parts of Ghana
How did you find out about H&M Microfinance
-- select option --
CitiFm
JoyFm
SMS Broadcast
Google Ads
Facebook
Instagram
LinkedIn
YouTube
Friends or family
H&M Microfinance employee
H&M Microfinance customer
Other
Loan Type
-- select option --
Business Loan
Salaried Loan
Monthly Income
Monthly debt expense
Monthly savings contributions
Select the H&M Microfinance Contact for this application
-- select option --
Mark
Doris
Sales
Augustina
Calculate
Trusted by over 1000 small businesses and individuals in Ghana
The Future is Us.
Belong to a place where you are financially supported.
Looking for financial support? Reach us
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