H&M Microfinance is here to help you achieve your financial goals. Whether you need financial education, a loan for your business, an emergency loan, or a free credit score, we have got you covered. Our user-friendly loan calculator will help you find the perfect loan amount to suit your needs.
At H&M Microfinance, we make the loan application process easy. Follow these simple steps to apply for a loan:
At H&M Microfinance, we understand the importance of finding the perfect loan amount to meet your financial needs. That's why we have created an easy-to-use loan calculator that will help you make informed decisions about your finances.
Our loan calculator will help you find the right loan amount by providing accurate calculations of your monthly payments and interest rates. Simply input the necessary information and let our calculator do the rest. Follow these simple steps to calculate your Loan today:
By using our loan calculator, you can make informed decisions about your finances and find the loan amount that's right for you. Don't wait, calculate your loan today and get the funds you need.
Please do have your GhanaCard and 3 months Bank or Momo statements ready to complete the process
At H&M Microfinance, we're committed to helping you take control of your financial future. That's why we offer a range of free financial education resources to help you build your financial literacy and make informed decisions about your finances. Click here to access our financial education resources today and start your journey towards financial empowerment.
Product | Minimum Interest Rate per month | Maximum loan term | Maximum loan amount | Processing fees | Insurance | Collateral |
---|---|---|---|---|---|---|
H&M student loan | 18% | 21 days | Up to GHS 5,000 | Not applicable | Not applicable | Valuable Item |
Student business Loan | 18% | 31 days | Up to GHS 5,000 | 3% of approved loan amount | 0.65% of approved loan amount | Valuable Item |
Academic fees | 18% | 21 days | Up to GHS 5,000 | Not applicable | Not applicable | Valuable Item |
Hostel fees | 18% | 21 days | Up to GHS 5,000 | Not applicable | not applicable | Valuable Item |
Emergency funds | 20% | 21 days | Up to GHS 5,000 | Not applicable | Not applicable | Valuable Item |
Payment of debts | 20% | 12 months | Up to GHS 5,000 | 5% of approved loan amount | Not applicable | Valuable Item |
Please note the following:
Unlock bigger loans and better loan terms with H&M Microfinance Credit Score. Our cutting-edge tool uses your digital footprint and data to determine your creditworthiness, giving you the financial identity you need to access the services you deserve. Even if you have no credit bureau data or score, H&M Microfinance Credit Score can help you take control of your financial future. Click here to access your free credit score now and start unlocking new opportunities today.
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